‘Sleeping is the height of genius.’ ―Kierkegaard

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Shaun Khubchandani’s 10-week internship at Citigroup […] he was paid a $70,000 annual salary prorated on a weekly basis, or about $1,300 per week. […] a typical day during his internship:



8 a.m.: Wake up.



8:45 a.m.: Board subway at Columbus Circle to Citigroup’s offices in Tribeca.

9-9:30 a.m.: Arrive at the office.



9:30 a.m.–12 p.m.: Do light tasks, like reading S-1 filings or internal memos, or double-checking numbers in Excel spreadsheets.



12-12:30 p.m.: Grab lunch with fellow interns at a nearby Whole Foods—ideally a prosciutto-and-ham panini, with bread pudding for dessert.



1 p.m.–5 p.m.: Work alongside analysts, assisting them however possible. Ask for feedback on financial models or help with difficult calculations.

5 p.m.–6 p.m.: Assigned to a project—such as updating a PowerPoint slideshow or hard copies of client-presentation materials with the latest market data—by a managing director on his or her way out the door, sometimes to be completed by the next morning.

8 p.m.: Order dinner delivery with other interns and the analysts, courtesy of the bank: Italian on Mondays, Thai on Tuesdays, salads on Wednesdays and tacos on Thursdays. (On Fridays, dine out.)

10:30 p.m.–2 a.m.: Leave for the night.

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